Retirement Planning

Secure a Stress-Free Retirement With a Data-Driven Plan

Your retirement should be a time of freedom—not financial worry. As a SEBI-Registered Investment Advisor, we help you build a predictable, inflation-proof and tax-efficient retirement strategy tailored to your lifestyle, goals and risk profile.

Why Retirement Planning Matters

Most Indians underestimate:

  • How long they will live

  • How high inflation will be

  • How much they need to maintain lifestyle

With scientific calculations and unbiased advice, we help you avoid shortfalls and build a sustainable corpus.

What You Will Get

✔ Personalized Retirement Corpus Calculation

Know exactly how much you need based on:

  • Desired monthly expenses

  • Expected inflation

  • Post-retirement income

  • Life expectancy

  • Expected investment return

✔ Safe Withdrawal Strategy (SWR) Design

We create a sustainable withdrawal plan ensuring you never run out of money.

✔ Asset Allocation for Retirement

Balanced mix across:

  • Equity (long-term growth)

  • Debt (stability)

  • Cash & Liquidity

  • Annuity options

  • Tax-efficient products

Designed to maximize returns with controlled risk.

✔ Tax-Efficient Retirement Income Planning

Enjoy higher monthly income with:

  • Smart tax-loss harvesting

  • Tax-optimized withdrawals

  • Correct use of NPS, Debt Funds, SWPs, Annuities

✔ Inflation-Proof Lifestyle Planning

We ensure your purchasing power stays protected for 20–30+ years.



Find Out Where You Stand ?


1️⃣ How Much Retirement Corpus Do You Need?

Enter your current monthly expenses and get an estimate instantly.

2️⃣ Are You Saving Enough for Your Retirement?

Check if your current savings rate is sufficient.

3️⃣ When Can You Actually Retire?

Find your Financial Freedom Age based on your investments.

Our 5-Step Retirement Planning Process

1. Understanding Your Lifestyle & Future Goals

Travel plans, medical needs, legacy planning, etc.

2. Calculating Retirement Corpus

Using proven actuarial models and inflation-adjusted projections.

3. Building a Robust Investment Strategy

A disciplined portfolio aligned with your risk profile.

4. Creating a Withdrawal Roadmap

Stable income through SWPs, annuities & tax-optimized structures.

5. Annual Review & Rebalancing

Ensuring your plan stays on track despite market fluctuations.

Why Choose a SEBI-Registered Investment Advisor?

✓ 100% Unbiased Advice

No commissions. No product pushing.

✓ Data-Driven & Transparent

All recommendations backed by research and clear calculations.

✓ Holistic Planning

Covers investments, taxes, risk, lifestyle, inflation and succession.

✓ Customised For You

Your plan is unique—no templates or one-size-fits-all portfolios.

Common Questions About Retirement Planning

✔ How much money do I need to retire?

Most people need 300–500× their monthly expenses.

✔ Is it too late to start?

Never. Even late planning can be optimized with the correct strategy.

✔ How do I ensure my pension is inflation-proof?

Through equity exposure & systematic withdrawal planning.

✔ What is the safest way to create monthly income after retirement?

A mix of SWP + Debt Ladder + Annuity works best for most investors.

 

Start Your Retirement Planning Today

Get a FREE 15-minute Consultation with our SEBI-Registered Investment Advisor.
We will help you understand your retirement gap, required corpus and investment roadmap.

✔ Evidence-based planning
✔ Zero bias, zero commission
✔ 100% confidentiality

→ Book Your Retirement Assessment Now : WhtsApp "Retirement Planning " to  +91 9821611667 to Book Appointment