NRI Advisory

Comprehensive Financial Guidance for Non-Resident Indians

NRI Advisory helps Non-Resident Indians manage their investments, taxation, banking structure and compliance requirements in India. It ensures that NRIs can make informed financial decisions while staying aligned with FEMA guidelines, tax rules and long-term wealth goals.
As a SEBI-Registered Investment Advisor, the focus is on providing transparent, research-based and unbiased advisory services for NRIs across the world.

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Purpose of NRI Advisory

A structured NRI financial plan helps you:

  • Manage India-based investments efficiently

  • Understand FEMA and taxation rules clearly

  • Create long-term wealth through proper asset allocation

  • Avoid compliance mistakes and tax surprises

  • Rebalance portfolios across home-country and India

  • Coordinate income, banking and documentation requirements

What NRI Advisory Covers

1. Investment Planning for NRIs

Guidance on suitable investment options in India:

  • Mutual funds

  • Equity investments

  • NRE/NRO fixed deposits

  • Government bonds & sovereign schemes

  • ETFs and index funds

Aligned with FEMA guidelines and repatriation rules.

2. FEMA & Repatriation Compliance

Understanding and structuring:

  • NRE, NRO and FCNR accounts

  • Repatriation of funds

  • Restrictions on investments

  • Allowed asset classes for different countries

  • Documentation for remittances

3. NRI Taxation Guidance

Clarity on:

  • Taxation of mutual funds, equities and FDs

  • TDS rules on NRO income

  • Double Taxation Avoidance Agreements (DTAA)

  • Capital gains on property or asset sale

  • Taxation differences among NRE vs NRO accounts

4. Property & Real Estate Advisory (Non-Brokerage)

Guidance on:

  • Buying or selling property in India

  • Rental income taxation

  • Repatriation of sale proceeds

  • Ownership structure for NRIs

(No brokerage or sales—only advisory.)

5. NRI Retirement Planning

Coordinating retirement goals across countries:

  • India-based retirement corpus

  • Pension income taxation

  • Investment vs repatriation strategy

  • Currency risk assessment

6. Risk Management & Insurance Planning

Reviewing appropriate insurance coverage for:

  • Health insurance in India (if required)

  • Term insurance eligibility

  • Asset insurance

7. Documentation & Legal Alignment

Ensuring correct paperwork for:

  • Nominees

  • Bank accounts

  • KYC

  • Investment accounts

  • Property documents

  • Will & succession planning for cross-border assets

Factors Considered in NRI Advisory

  • Country of residence & tax rules

  • Currency exposure and exchange rate risk

  • Investment restrictions per jurisdiction

  • Income sources in India and abroad

  • Family financial responsibilities

  • Short-term and long-term goals

  • Repatriation requirements

Our Approach to NRI Advisory

  1. Understanding financial goals and global situation

  2. Reviewing current India-based investments

  3. Structuring accounts and investments per FEMA rules

  4. Optimizing asset allocation and tax efficiency

  5. Periodic reviews based on residency, taxation or market changes

Benefits of NRI Advisory

  • FEMA-compliant investment guidance

  • Reduced tax leakage and clarity on TDS

  • Proper utilisation of NRE/NRO/FCNR accounts

  • Risk-controlled and diversified portfolio

  • Coordinated planning for India and overseas goals

  • Clarity on inheritance, nomination and compliance

    → Book Your Retirement Assessment Now : WhtsApp "NRI Advisory " to  +91 9821611667 to Book Appointment