Portfolio Review

Scientific Evaluation of Your Investments for Better Performance & Lower Risk

A Portfolio Review analyses your existing investments for suitability, risk exposure, diversification, and alignment with your financial goals.
As a SEBI-Registered Investment Advisor, the focus is on unbiased assessment, ensuring your portfolio is structured, efficient and built for long-term results.


more comprensive

Purpose of Portfolio Review

A periodic review helps you:

  • Identify unnecessary or unsuitable investments

  • Improve diversification and asset allocation

  • Reduce portfolio risk and volatility

  • Eliminate low-quality or overlapping funds

  • Align investments with updated financial goals

  • Improve long-term returns with strategic adjustments

What Portfolio Review Includes

1. Asset Allocation Analysis

Evaluating the mix of equity, debt, gold and other assets to ensure it matches your risk profile and goals.

2. Fund & Product Quality Check

Reviewing:

  • Mutual fund consistency

  • Expense ratios

  • Portfolio holdings

  • Fund manager performance

  • Direct equity exposure

  • Fixed-income product selection

3. Overlap Detection

Identifying duplication in:

  • Mutual funds

  • Stocks

  • Sectors

  • Market caps

To ensure proper diversification.

4. Risk & Volatility Assessment

Analysing metrics such as:

  • Standard deviation

  • Drawdowns

  • Concentration risk

  • Credit risk in debt funds

  • Overall portfolio risk score

5. Return Optimization

Evaluating whether returns justify the risk taken and adjusting the structure if required.

6. Tax Efficiency Review

Analysing capital gains, exit loads, holding periods and tax-loss harvesting opportunities.

7. Goal Alignment Check

Matching each investment with your goals such as:

  • Retirement

  • Education

  • House purchase

  • Wealth creation

  • Emergency fund

8. Rebalancing Strategy

Periodic adjustments for risk control and stability.

Factors Considered in the Review

  • Risk tolerance and investment horizon

  • Current and future financial goals

  • Cashflow requirements

  • Age and life stage

  • Market conditions

  • Tax implications

  • Ongoing SIPs or lump sum exposures

Our Approach to Portfolio Review

  1. Understanding your goals, risk profile and financial situation

  2. Analysing each investment for relevance and suitability

  3. Identifying gaps, overlaps and risks

  4. Improving asset allocation and product selection

  5. Monitoring the portfolio periodically for performance consistency

Benefits of a Structured Portfolio Review

  • Better risk management and lower volatility

  • Optimised returns for your risk level

  • Removal of underperforming or unsuitable investments

  • Reduced cost through smart product selection

  • Improved alignment with financial goals

  • A cleaner, more efficient and disciplined portfolio

    → Book Your Retirement Assessment Now : WhtsApp "Review My Portfolio" to  +91 9821611667 to Book Appointment