Estate & Succession Planning | SEBI Registered Advisor

Estate Planning

Protecting Wealth and Ensuring Smooth Transfer Across Generations

Estate planning ensures that your assets are transferred efficiently, tax-effectively and exactly as per your wishes. It helps avoid legal disputes, ensures financial continuity for your family and creates a clear framework for distribution and management of wealth.

Purpose of Estate Planning

A structured estate plan helps you:

  • Specify how assets will be distributed

  • Minimize legal complexities for your family

  • Protect wealth from unnecessary taxes and disputes

  • Appoint guardians/nominees for dependents

  • Ensure smooth management of financial matters

  • Maintain privacy and clarity in asset distribution

why estate planning ?
Key Components of Estate Planning

Will Creation Guidance

Structuring asset distribution, appointing executors and ensuring clarity in legal instructions.

Trust Formation (Where Applicable)

Guidance on revocable or irrevocable trusts for minor children, dependents, family wealth or special situations.

Nomination & Beneficiary Alignment

Ensuring all financial accounts, investments and insurance policies have correct and updated nominations.

Power of Attorney (Financial)

Assisting in planning for situations where someone may need to take financial decisions on your behalf.

Inheritance & Succession Planning

Aligning asset transfer with relevant succession laws for Hindus, Muslims, Christians and others.

Tax Implications in Estate Planning

Identifying potential tax impact on inheritance, gifting or transfer of assets.

Digital Asset & Documentation Management

Organising and listing:

  • Bank accounts

  • Investments

  • Insurance

  • Property documents

  • ESOPs/RSUs

  • Loans & liabilities

  • Online accounts and digital assets

What Estate Planning Covers

Assets Included

  • Real estate

  • Mutual funds, equities, bonds

  • Fixed income instruments

  • Gold, ETFs, digital assets

  • Business shareholding

  • Bank accounts, deposits

  • Insurance benefits

  • PPF/EPF/Retirement accounts

Situations Where Estate Planning Is Essential

  • Families with children

  • High-value asset holders

  • Multiple properties or businesses

  • NRIs holding assets in India

  • Joint family structures

  • Blended or extended families

Our Approach to Estate Planning

1. Understanding Your Family Structure & Wishes

Mapping assets and identifying dependents and beneficiaries.

2. Identifying Gaps & Potential Conflicts

Checking nomination mismatches, legal exposure and unclear asset distribution.

3. Designing the Estate Structure

Preparing a clear plan including Will structure, asset mapping, trust suggestions and documentation needs.

4. Coordinating With Legal Experts

Working alongside legal professionals (if required) for documentation and execution.

5. Periodic Review & Updates

Updating estate documents when family, financial or legal conditions change.

Benefits of Structured Estate Planning

  • Smooth and conflict-free transfer of wealth

  • Protection of dependents and minors

  • Minimisation of legal delays

  • Clear distribution and reduced confusion

  • Better tax and asset efficiency

  • Long-term preservation of family wealth

Common Questions

Is estate planning only for wealthy individuals?

No. Anyone with assets or dependents benefits from estate planning.

Does this include writing a Will?

Guidance is provided, and legal drafting can be coordinated with professionals where needed.

What if asset nominations and Will instructions differ?

Aligning both is essential to avoid disputes and delays.

How often should estate plans be updated?

Whenever assets, family structure or laws change.

→ Book Your Retirement Assessment Now : WhtsApp "Estate Planning " to  +91 9821611667 to Book Appointment