Terms of service

1. Introduction

Welcome to Investopedia India,Shefali Garg a SEBI Registered Investment Adviser (Registration No: INA0000355).

By accessing or using this website and our services, you agree to be bound by these Terms of Service (“Terms”).

2. Regulatory Disclosure

  • We are registered with Securities and Exchange Board of India as an Investment Adviser
  • Registration does not guarantee returns or performance
  • We operate under SEBI (Investment Advisers) Regulations, 2013

3. Nature of Services

  • We provide investment advisory and financial planning services
  • Advice is based on:
    • Client risk profile
    • Financial goals
  • We do not execute trades or manage funds unless explicitly permitted

4. No Guarantee of Returns

  • Investments are subject to market risks
  • We do not assure or guarantee any returns
  • Past performance is not indicative of future results

5. User Responsibilities

By using our services, you agree to:

  • Provide accurate and complete financial information
  • Update changes in financial situation
  • Take independent decisions based on advice provided

6. Fees & Payments

  • Fees are charged as per:
    • SEBI guidelines
    • Agreed client agreement
  • Fees are for advisory services, not outcomes
  • Taxes and statutory charges may apply

7. Intellectual Property

  • All content on this website (reports, strategies, tools) is:
    • Proprietary to the Company
  • Unauthorized reproduction or distribution is prohibited

8. Limitation of Liability

We shall not be liable for:

  • Market losses
  • Investment decisions taken by the client
  • External factors beyond our control

9. Third-Party Links

  • Website may contain links to third-party platforms
  • We are not responsible for their content or services

10. Confidentiality

  • Client data is kept confidential
  • Shared only:
    • With client consent
    • When required by law/regulators

11. Termination of Services

We reserve the right to:

  • Suspend or terminate services if:
    • Terms are violated
    • Misuse of services occurs

12. Grievance Redressal

For complaints:

  • Email: [your email]
  • We aim to resolve issues within 7–15 working days

If unresolved, you may escalate to:

  • Securities and Exchange Board of India (SCORES platform)

13. Governing Law

  • These Terms are governed by the laws of India
  • Jurisdiction: [Your City] courts

14. Updates to Terms

  • We may update these Terms periodically
  • Continued use implies acceptance of revised Terms

15. Disclaimer

  • Investment in securities market is subject to market risks